Terms of Service

Last Updated: June 23, 2024

These Terms of Service (“Terms”, “Agreement”) govern your access to and use of all products, websites, mobile applications, and services owned or operated by D-N Developers Technologies Company Ltd (“D-N For Developers Ltd”, “we”, “our”, or “us”).

By accessing or using any of our services, you agree to be bound by these Terms. If you do not agree, you must stop using our services immediately.


1. Companies and Services Covered

These Terms apply to all brands, subsidiaries, and digital platforms owned or operated by D-N Developers Technologies Company Ltd, including:

  • ChatOn Global (CNG)

  • ZPayNG Digital Services Limited

  • ZPayNG Business

  • I Videos Play Videos

  • Instant GO Videos & Audios Downloader

  • Appvertor.com

  • All official company websites, APIs, and related services

These Terms apply to every user, visitor, or customer who interacts with our services.


2. Eligibility

By using our services, you represent that:

  • You are at least 13 years old (or the minimum age required in your country).

  • You have the legal capacity to enter a binding agreement.

  • You are not prohibited by law from using our services.

If you are accepting these Terms on behalf of a business or organization, you confirm that you are authorized to bind that entity to this Agreement.


3. Your Account

To access certain features, you may need to create an account. You agree to:

  • Provide accurate, up-to-date information

  • Keep your login credentials secure

  • Not share your account with others

  • Notify us immediately if you suspect unauthorized access

You are responsible for all activities that occur under your account.

We reserve the right to suspend or terminate accounts that violate these Terms or pose security risks.


4. Acceptable Use

You agree NOT to use our platforms for:

  • Illegal activities

  • Fraud, scams, or impersonation

  • Uploading malware or harmful code

  • Automated scraping or data mining

  • Harassment, hate speech, or abusive behavior

  • Violating privacy or intellectual property rights

  • Circumventing security protections

We may monitor usage to ensure safety and compliance.


5. Paid Services & Transactions

Some services (such as ZPayNG payment services or premium features) may require fees.

By making payments, you agree that:

  • All payment information you provide is accurate

  • You authorize us to charge your selected payment method

  • You will not engage in fraudulent or unauthorized transactions

We may refuse or reverse transactions if we suspect fraud or policy violations.


6. Intellectual Property

All content, code, logos, designs, trademarks, and digital materials across our platforms are the property of D-N Developers Technologies Company Ltd or our licensors.

You may not:

  • Copy

  • Republish

  • Reproduce

  • Sell

  • Modify

  • Distribute

…any part of our services without our prior written permission.

You retain ownership of content you upload, but you grant us a non-exclusive license to display and operate it as part of our services.


7. User-Generated Content

You are responsible for any content you upload or publish.

You agree that your content will not:

  • Contain illegal material

  • Violate copyrights or trademarks

  • Include hate speech or violence

  • Violate someone’s privacy

  • Mislead or defraud others

We may remove or restrict content that violates these Terms.


8. Service Availability

Our services may change, update, or be interrupted at any time due to:

  • Maintenance

  • Security issues

  • System failures

  • Network outages

  • Business decisions

We do not guarantee uninterrupted or error-free operation.


9. Third-Party Services

Some features may rely on external partners (e.g., hosting services, payment processors, analytics providers).

We are not responsible for:

  • Their actions

  • Their content

  • Their privacy practices

  • Their reliability

Use of third-party services is at your own risk.


10. Termination

We may suspend or terminate your access if:

  • You violate these Terms

  • You misuse our services

  • We are required to do so by law

  • Your activities pose a security or operational risk

Upon termination:

  • Your right to use the services immediately ends

  • Certain data may remain stored for legal or operational reasons

You may also delete your account at any time.


11. Disclaimers

Our services are provided “as is” and “as available.”

We do not guarantee that:

  • Services will always be available

  • Errors will be corrected immediately

  • Services will meet your expectations

  • Data will always be preserved without loss

Use of our platforms is at your own risk.


12. Limitation of Liability

To the fullest extent permitted by law, D-N Developers Technologies Company Ltd is not liable for:

  • Loss of profits or revenue

  • Loss of data

  • Financial losses

  • Service interruptions

  • Security breaches beyond our control

  • Damages caused by third-party actions

In all cases, our total liability will not exceed the amount you paid for the service in the previous 12 months.


13. Indemnification

You agree to defend and indemnify us against any claims, damages, or losses arising from:

  • Your use of the services

  • Your breach of these Terms

  • Any content you submit or upload

  • Your violation of laws or rights of others


14. Changes to These Terms

We may update these Terms from time to time. When we do:

  • The “Last Updated” date will be revised

  • We may notify users via email or platform alerts

Continued use of the services means you accept the updated Terms.


15. Governing Law

These Terms are governed by the laws of:

  • The Federal Republic of Nigeria

  • And applicable international regulations

Any dispute will be resolved in Nigerian courts unless otherwise required by law.


16. Contact Information

For questions, concerns, or legal notices, contact:

D-N Developers Technologies Company Ltd
📍 Benin City, Edo State, Nigeria
📧 Email: [email protected]
📞 Phone: +234 906 758 7444

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